TD Charitable Foundation opens its $10 million housing grant round to programs that raise renters' incomes
The 21st Housing for Everyone round, announced Oct. 29, offers 20 grants of $500,000 to nonprofits in TD Bank's footprint from Maine to Florida that pair housing stability with job training and financial coaching. Applications close Nov. 24.
Mount Laurel. The TD Charitable Foundation, the charitable arm of TD Bank, is taking applications until Nov. 24 for the 2027 round of Housing for Everyone, its annual housing grant program. The foundation said on Oct. 29 that it will award $10 million this time, in 20 grants of $500,000 each.
This year the program is about income. It will fund nonprofits that help low and moderate income renters raise and keep a reliable income so they can stay housed, through career advancement, credentials, training and job placement, paired with support such as financial coaching and help with benefits. Since 2005 the program has awarded more than $73 million to more than 675 affordable housing initiatives, the foundation said.
Who can apply
The foundation's guidelines name three kinds of programs it will consider: an integrated program that raises renters' incomes as part of a housing stability model; a housing organization with a formal partnership with a workforce or financial capability group that shares accountability for income and housing results; and resident services built into affordable housing.
It will not fund standalone job programs, emergency rental assistance or rent subsidies not paired with income services, standalone financial literacy classes, construction, purchase or rehabilitation of housing, or advocacy and policy work.
Applicants must be 501(c)(3) organizations or state or local government bodies, not private foundations, and serve eligible counties in 15 states and the District of Columbia, from Maine to Florida. Religious organizations are excluded. An organization that received more than $300,000 from TD or its foundation between Oct. 31, 2025, and Sept. 30, 2026, may not apply, and each organization may file one application. Project budgets must be at least $500,000, and a grant is to be spent within 12 months.
Deadline and decisions
Applications are due through the foundation's online portal by 4 p.m. Eastern on Tuesday, Nov. 24. The foundation holds an information webinar on Nov. 10. Regional grant committees review the applications and the foundation's board approves the awards; decisions are expected in late March 2027 and the grantees will be announced in April.
The foundation cited the Harvard Joint Center for Housing Studies: renters earning less than $30,000 a year have on average $210 a month left for other necessities after paying for housing, 60 percent less than in 2001.
“Housing stability is about more than having an affordable place to live. It's also having the financial stability to stay there.”
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